32 3039 156 Street

List Price: $928,000

Extra quiet neighbourhood, surrounded by greenspace, wide roads, and quality built. Fresh paint, carpeting, California closets, great location in complex. Extra wide corner plan, true south rear expansive deck and walk out fenced rear yard off garage. Multiple south/east windows, plus sides onto greenspace, plus mature landscaping, make this home super private. 1,472 sq. ft., main floor great room, large dining area, bright white kitchen, quartz tops, stainless appliances, gas range, 2 piece powder. Upper level 3 bedrooms(extra large master suite, double closets, oversized walk in shower). Large main bath. Extra wide/extra long tandem garage, ideal man cave/workshop. Clubhouse: gym, party room. Sunnyside Elementary. All ages, 2 dogs, 2 cats, or one of each, rentals allowed.

www.WAlkerRealEstate.ca

New Listing*****

302 – 1264 Merklin Street

List Price: $869,000

Rain screened in 2008, including roof, windows, skylights and decks. Boutique 6 unit building, with only 2 residences on each floor. Top floor spacious 1236 sq. ft. bright open south/east corner plan, renovated in in 2012 and updated again this year, and shows new. Bright white kitchen and bath cabinets, granite counter tops, stainless appliances, seamless shower doors, luxury vinyl plank flooring, fresh paint, moldings, baseboards, plus stylish living room gas fireplace, with new floor to ceiling tile and wood hearth, opens to enclosed sundeck, with 2nd open sundeck off kitchen, slight ocean view. 55+ building, with wide halls and wheel chair accessible, 1 dog under 35 pounds, or 1 cat. no rentals or smoking. Walk to library, beach, 5 corners stores, Semiahmoo Mall.

Congratulations to B&L on the purchase of this beautiful condo in White Rock!

301 – 1501 Vidal Street

List Price: $1,289,000

THE BEVERLEY! This home exudes grace & class. Luxury 2 bedroom plus den condo with attention to detail that will impress the most discerning Buyer. Spacious gourmet kitchen, features dramatic backsplash, large island, deluxe cabinets & top of the line professional-grade appliances (6 burner gas cooktop & wine fridge). Generous master fits a king-sized bed & joins spa-inspired ensuite. The second bedroom also has a private ensuite. Den & full laundry room complete this home. Two side/side parking stalls that are EV ready. This unit is immaculately maintained in a desirable concrete building with amenities galore.

www.WalkerRealEstate.ca

www.WalkerMortgages.ca

Today the Bank of Canada raised interest  rates by a full 1% increase, unlike the .75% increase we were predicting. This if the fourth interest  hike this year totaling 2.25% climb to rate and not predicted to be the last.

For some this means a mortgage payment increase of $50 per month, per $100,000 borrowed.  For others their payment will remain the same, however their principle to interest portion will change.

Fixed Payment Variable-Rate Mortgages:
Variable rate mortgages with a fixed payment, your payment should stay the same with this rate increase. However you will see a change from the interest to principle portion on your mortgage. A good idea is to increase your payment to ensure you are still paying down your loan and your amortization period will not be affected.  You can simply call the bank or give me a call and I can help you get this done.

Adjustable Variable Rate Mortgages: Your payment will increase and will be calculated to match the 1%  increase. Having the payment increase with the rate hike will allow you to still be on track with the same amortization schedule.

Fixed-rate mortgage holders:
Your rate and payment will stay the same for the remainder of your term and therefor the increase will not impact you.

Please reach out to Kimberly Walker at 778-828-6186 if you have any questions about how the new increase will affect you!

www.WalkerMortgages.ca

kimberly@walkerrealestate.ca