Sometimes it is a good idea to revisit the basics when looking at a complex thing like a mortgage.  There can be misunderstandings which crop up.   The mortgage process can be very stressful as you wait for some anonymous entity to decide whether or not you are able to buy the home of your dreams.  […]

Do successful entrepreneurs just open their doors for business without a business plan? Does a chef open a restaurant without a menu? Do pilots depart the hanger without a flight plan? Can you build a house without architectural plans?…I could go on forever! The answer is NO to all the above. I’m a planner. Whether it’s […]

The state of the nation’s finances continues to produce some worrying stats and the latest report from the Canadian Payroll Association reveals how fragile some households are. Its latest survey reveals that 47% of Canadians would struggle if they were paid just one week late. It’s even worse for millennials (55%) and those in their […]

Prime Rate Change -Provided By One Of Our Lenders – All Lenders Will Be Sure To Follow:   Good Morning, another change to Prime, hoping the last for quite some time.  See below for details.  No change to rates, still amazing deals.  2.84 or Prime less 75.   P.S.  Take advantage of Street’s low rates […]

Congratulations – you are moving into your new home! Whether you are starting with a plain new build or an older resale home, there’s no better way to make it yours than by putting your stamp on it. Invest a weekend or two into warming up a featureless space or refreshing someone else’s old homestead. […]

Figuring out whether you can afford to borrow money for your business is a crucial step in the loan process and one you should definitely take before approaching potential lenders. But determining if you have the resources to make your loan payments can be a bit tricky. Think Outside The Borrower’s Box If you want […]

We were fortunate enough to be featured in The Canadian Real Estate Association Blog regarding working with your family. Take a look! http://www.crea.ca/cafe/real-estate-runs-in-the-family-part-2/

When you apply for a loan, lenders assess your credit risk based on a number of factors. Your credit score, as well as the information on your credit report, are key ingredients in determining whether you’ll be able to get financing and the rate you’ll pay. To get approved for a loan and to pay […]

If you have a mortgage, chances are unless you win a lottery (cha-ching $$$) you’ll be doing a mortgage renewal when your current term has finished. While most Canadians spend a lot of time, and expend a lot of effort, in shopping for an initial mortgage, the same is generally not the case when looking […]